Terms of Use

Effective Date: [Insert Date]
Last Updated: [Insert Date]

Welcome to Insight — a platform by Create Studio. These Terms of Use ("Terms") govern your use of Insight's services, websites, and features (collectively, the "Platform"). By using Insight, you agree to these Terms. If you do not agree, please do not use the Platform.

1. Eligibility

To use Insight, you must:

• Be at least 16 years old (or the minimum age required in your country)

• Have the legal capacity to enter into a binding contract

By using the Platform, you confirm that you meet these requirements.

2. Your Account

You are responsible for:

• Maintaining the confidentiality of your account login

• All activities that occur under your account

You must not share your login credentials or impersonate another person. We may suspend or terminate your account if we suspect misuse.

3. Your Content

You retain ownership of content you post, including ideas, articles, videos, images, and messages. By posting, you grant Insight a worldwide, royalty-free, non-exclusive license to:

• Host, display, distribute, and promote your content on the Platform

• Share your content in connection with platform features (e.g., discovery, feeds)

You are solely responsible for your content and agree not to post anything:

• That is illegal, harmful, or deceptive

• That infringes on the rights of others

• That spreads misinformation or violates community guidelines

4. Prohibited Use

You agree not to:

• Use the Platform for unlawful, harmful, or abusive purposes

• Interfere with the operation or security of the site

• Scrape or attempt to extract data from the Platform

• Upload viruses or malicious code

• Misrepresent yourself or your affiliation

Violation of these rules may result in immediate suspension or legal action.

5. Payments & Monetization

If you sell content or services, or subscribe to premium features:

• You agree to our pricing and refund policies

• You are responsible for complying with tax laws in your jurisdiction

• Insight may charge fees or commissions for transactions

All payment processing is handled by trusted third parties. We do not store your full payment details.

6. Jobs & Fundraising

Insight allows users to post jobs and raise funds:

• Job posts must be genuine and non-discriminatory

• Fundraising campaigns must be truthful, legal, and transparent

Insight is not liable for outcomes of job offers or funding activities between users.

7. Intellectual Property

All platform software, branding, and design are owned by Insight or its licensors. You may not reproduce, distribute, or modify platform elements without permission.

8. Termination

We may suspend or terminate your account if:

• You violate these Terms

• You engage in harmful or suspicious behavior

• We are required to do so by law or for platform integrity

You may delete your account at any time through your account settings.

9. Limitation of Liability

Insight is provided "as is." To the fullest extent permitted by law, we disclaim all warranties and are not liable for:

• User content

• Platform downtime or errors

• Any indirect or consequential damages

10. Governing Law

These Terms are governed by the laws of [Insert Country or UK/EU jurisdiction]. Any disputes will be subject to the exclusive jurisdiction of the courts in [Insert Location].

11. Contact Us

For questions or concerns about these Terms, please contact:
Email: [Insert Contact Email]
Mail: [Insert Company Address]

Fundraising Terms & Conditions

Effective Date: [Insert Date]
Last Updated: [Insert Date]

These Fundraising Terms & Conditions ("Terms") govern all fundraising activities hosted on the Insight platform. By creating or contributing to a fundraising campaign on Insight, you agree to these Terms, in addition to the general Terms of Use, Privacy Policy, and Community Guidelines.

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1. Eligibility to Create a Fundraising Campaign

To raise funds on Insight, you (the "Fundraiser") must:

• Be a registered legal entity (company) in a recognized jurisdiction

• Have a valid business bank account in the name of the registered business

• Submit a Minimum Viable Product (MVP) that demonstrates your project’s core functionality

• Maintain an active, public-facing website that describes your product or service

• Provide valid identification and verification for:

  • The fundraising representative(s)

  • The registered company (including business registration number)

  • Company email and physical address

All fund transfers must be made to the same country in which the business is legally registered.

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2. Campaign Requirements

• Fundraisers are allowed one active campaign at a time

• Campaigns may run for a maximum of 3 months

• There is no minimum or maximum fundraising amount

• A 5% platform fee will be deducted from total funds raised

  • This is separate from payment processing fees, which vary by provider (e.g., Stripe or PayPal)

Insight may at its discretion feature or promote select campaigns, but does not guarantee visibility or fundraising success.

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3. Fund Use and Accountability

Fundraisers agree to:

• Use the funds exclusively for the development or scaling of the stated product/service

• Maintain transparency with supporters through updates and communication

• Accurately represent the product, team, and timeline

• Deliver any promised rewards or access, if offered as part of the campaign

Misuse of funds or failure to deliver may result in account suspension, refund demands (where applicable), and legal action.

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4. Fraud & Verification

Insight conducts fraud prevention and KYC checks before and during campaigns. Fundraisers agree to cooperate fully, including providing:

• Identification documents

• Business registration records

• Proof of product development

• Financial documentation (if requested)

Suspicious or unverifiable campaigns may be suspended or removed without notice. If fraud is discovered, Insight reserves the right to withhold or reclaim raised funds.

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5. Taxes and Legal Compliance

• Fundraisers are solely responsible for tax reporting and payment in their country of registration

• Insight does not provide tax advice or documentation beyond receipts for payments made through the platform

• You must comply with local and international laws applicable to your business and fundraising activities

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6. Contributions and Refunds

• Contributors ("Backers") understand they are supporting an early-stage project, not purchasing a guaranteed product

• Fundraisers are not obligated to issue refunds, but may choose to do so

• Insight does not hold or guarantee refunds unless required by law or in cases of proven fraud

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7. Insight’s Role and Liability

• Insight is a platform provider, not an investor, co-creator, or guarantor

• Insight does not verify the commercial viability or accuracy of campaign claims

• Insight is not liable for delays, delivery failures, or losses incurred by contributors

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8. Campaign Suspension and Termination

Insight may suspend or terminate a campaign or account at any time if:

• It violates these Terms or other platform policies

• Fraud, misinformation, or legal noncompliance is discovered

• Requested verification documents are not submitted

In such cases, access to raised funds may be restricted or cancelled.

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9. Dispute Resolution

• Disputes between Fundraisers and Backers should be resolved directly between the parties

• Insight may facilitate communication but is not liable for outcomes

• Legal claims must be directed to the jurisdiction in which the fundraiser is registered

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10. Contact and Support

For questions or to submit required documents, contact:
Email: [Insert Support Email]
Mail: [Insert Business Address]

Data Processing Agreement (DPA)

Effective Date: [Insert Date]
Last Updated: [Insert Date]

This Data Processing Agreement ("DPA") forms part of the Terms of Use between Create Studio Ltd, the provider of Insight, and the User (the “Controller”). It governs Insight’s processing of personal data on behalf of the User (the “Processor”) in compliance with Article 28 of the GDPR and other applicable data protection laws.

1. Roles of the Parties

• Controller: The User (you), who determines the purposes and means of processing personal data

• Processor: Create Studio Ltd, who processes personal data on your behalf

2. Subject Matter and Duration

This DPA governs the processing of personal data for the duration of the User’s account and use of Insight services.

3. Nature and Purpose of Processing

Insight processes data to:

• Provide networking, publishing, and collaboration features

• Facilitate content sharing, messaging, payments, and educational interactions

• Maintain platform functionality and analytics

4. Types of Personal Data

• Name, email, and contact information

• Profile details

• Posts, messages, and media uploads

• Usage data (IP, device, logs)

• Payment and subscription data (via third-party providers)

Special categories of data are not intended to be processed unless voluntarily provided by the user.

5. Obligations of the Processor

Create Studio Ltd agrees to:

• Process personal data only on documented instructions from the Controller

• Ensure confidentiality and proper training of personnel

• Implement appropriate technical and organisational security measures

• Assist the Controller with data subject requests

• Notify the Controller of any data breach without undue delay

• Delete or return personal data after the end of service, upon request

• Maintain records of processing activities

6. Sub-Processors

We may engage third-party sub-processors (e.g., cloud hosting, analytics, payment processors), ensuring they are GDPR-compliant and provide adequate data protection.

A list of sub-processors is available upon request.

7. International Transfers

Where personal data is transferred outside the EEA/UK, Insight will ensure appropriate safeguards are in place, such as Standard Contractual Clauses or equivalent frameworks.

8. Audits and Compliance

The Controller may request a summary of relevant audit reports or conduct a limited audit (subject to confidentiality and reasonable notice).

9. Termination

Upon termination of the services, Insight will delete or return all personal data as instructed, unless required by law to retain it.

10. Governing Law

This DPA is governed by the laws of [Insert Jurisdiction, e.g., United Kingdom or EU Member State].

Contact:
For any data processing queries, contact: [Insert DPO Email]